What is the definition of Root Insurance Quote?

A 'root insurance quote' is like asking your insurance company to dig up the dirt on your home's foundation and give you a price based on that. It's the insurance equivalent of an archaeological dig, but instead of treasure, they're after hidden flaws.

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Here's a chillingly accurate example sentence: "When the neighbor's old tree roots started digging into my backyard's foundation, I called in a 'root insurance quote' to see if they'd cover the damage."